Attention homeowners in Asheville and Buncombe County: Get an Appraisal today!

Here are the top 7 reasons why NC homeowners hire Asheville Residential Valuations:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a NC property tax assessment
  3. To lower your mortgage payments by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a NC divorce, when real estate property needs to be divided
  7. To settle an estate in Buncombe county or NC by determining the true market value of property in question

Need help deciding the price of your home in or near Asheville, NC?
Contact Asheville Residential Valuations.

At Asheville Residential Valuations, we understand the unique needs of a homeowner after appraisal services. Our regular business clients are used to the appraisal process and the customary "products" we deliver to them. Being a person not in the real estate field that most likely doesn't see an appraisal every day,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping consumers just like you rid themselves of undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that is declining. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting an appraisal report from Asheville Residential Valuations is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

If your house is in or near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Asheville Residential Valuations can help you reinstate your home equity line of credit with an expert appraisal.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for accuracy? Asheville Residential Valuations offers field reviews where we go out and check the subject and comps in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.